You wouldn’t believe how many people don’t take a peek at this page, but it contains all sorts of tips and information that will help you get all your ducks in a row for your mortgage application.
Obviously, we’ll guide you through the whole process and look after you every step of the way, but there are a handful of things you can do in advance to get yourself prepared and help chivvy things along...
When you make your mortgage application, the lender will need to see a credit report. There are a number to choose from but the one we recommend pulls together data from all four credit reference agencies. Get your FREE Check My File credit report by using their 30 day trial. Click here (it’s subsequently £14.99 per month and you can cancel at any time).
PLUS you’ll also need to get a few documents together to make your application, and it makes the whole process SO much simpler if you’ve got them to hand.
If you’re at the very early stages of looking for a place to buy – or just trying to work out what’s possible – our app is a great place to start. It’ll ask you a few simple questions about how much you earn and your savings, before working out how far away you are from a place of your own.
If you’ve got a rough idea of when you want to buy a home, the sooner you can start getting your finances in order the better! This means:
Once you’ve taken care of these simple steps, you’re in the best possible position to proceed! All that remains is for you to find your next home and make your mortgage application.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Itching to know more about the way we work with our Housing Association partners?
Simply pick up the phone and ask. We’d love to hear from you.
Drop us an email to
chirpy@tmpmortgages.co.uk
Call us on
08707 669 388
HEAD OFFICE
Aspen House
13 Medlicott Close
Corby
NN18 9NF
LONDON OFFICE
3 More London,
Riverside
London
SE1 2AQ
