Almost ready to make an application?
Check your personal credit report and
get your paperwork ready.

When you make your mortgage application, the lender will need to see a credit report. There are a number to choose from but the one we recommend pulls together data from all four credit reference agencies. Get your FREE Check My File credit report by using their 30 day trial. Click here (it’s subsequently £14.99 per month and you can cancel at any time).

PLUS you’ll also need to get a few documents together to make your application, and it makes the whole process SO much simpler if you’ve got them to hand.

Just started thinking
about buying?
Check out Mortgage Ready.

If you’re at the very early stages of looking for a place to buy – or just trying to work out what’s possible – our app is a great place to start. It’ll ask you a few simple questions about how much you earn and your savings, before working out how far away you are from a place of your own.

Starting to make plans?
Get your finances in order.

If you’ve got a rough idea of when you want to buy a home, the sooner you can start getting your finances in order the better! This means:

  1. Always pay your bills and credit commitments on time! This will show lenders that you’ll be someone they can trust.
  2. Give your bank account some TLC. Stay within your overdraft limit and make sure your direct debits don’t bounce. If you can, try not to use your overdraft at all.
  3. Make sure you’re prepared for the future by getting to grips with what comes out of your account (and when) and how much you’ve got put aside for little emergencies.
Chirpy the bird with a headset on

Once you’ve taken care of these simple steps, you’re in the best possible position to proceed! All that remains is for you to find your next home and make your mortgage application.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

Need some advice? Contact us

Itching to know more about the way we work with our Housing Association partners?
Simply pick up the phone and ask. We’d love to hear from you.

Drop us an email to

Call us on

08707 669 388


Aspen House
13 Medlicott Close
NN18 9NF


3 More London,

Our unique app helps prospective buyers calculate when they’ll be ready to buy.
Try it for size!

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